What Should I Do After a Motorcycle Accident?

  • If another driver is involved, ask for their details, including their name, address, vehicle details and registration number, together with the details of their insurance company.
  • If the accident was caused because of road conditions, take a picture of the scene.
  • Note the name of the road, time of day and the contact details of any witnesses.
  • It is vitally important that you do not make any comment about whose fault the accident was, even if you feel you are fully or partially at fault. Simply make no comment on the cause of the accident.
  • Jot down your recollection of the accident and draw a diagram of the scene as soon as possible.
  • It is an offence not to report an accident where injury or property damage is caused. The Police can help by ensuring the other driver produces their insurance documentation and interviewing witnesses.
  • Contact your insurance company. If you have fully comprehensive insurance, your insurers will deal with the damage. If you are insured third party and the accident is not your fault, you will have to claim the costs through the other person’s insurance company.
  • If you think your vehicle will be written off, get an idea of its value before insurers make you an offer. If their offer is low, you can then prove it should be higher.
  • If your uninsured losses (such as x, y and z) are high and/or you have been injured, then get some legal advice. If you have legal expense insurance, your insurers will pass you on to their solicitor unless you prefer to choose your own. If you don’t know who to use, your local Law Society can give you a list of firms on their approved Law Society Personal Injury Panel. (Or you can simply call Davis Blank Furniss.)
  • Don’t instruct the solicitor who did your house conveyancing without checking that they have substantial personal injury claims experience.
  • Don’t worry about the cost as most solicitors offer Conditional Fee Agreements (which translates as No Win, No Fee arrangements).
  • Always get medical help to check and treat injuries and take photos of the injuries. If you’re going to make a claim, detail your injuries and keep a diary of your symptoms to show how your injuries have affected your daily life.
  • You should also list any financial losses and keep receipts for prescriptions, painkillers, taxis, recovery and storage charges for your motorcycle and your insurance excess, which you can claim back from the other side.
  • If you need care from members of your family, keep a diary of how much extra trouble they’re having to go to.
  • Finally, provide your solicitor with a regular update on your symptoms and treatment as this helps them monitor your claim.