What to do after a bicycle accident?

  • Ask the driver for their details, including their name, address, vehicle details and registration number, together with the details of their insurance company.
  • Note the name of the road, time of day and the contact details of any witnesses.
  • It is vitally important that you do not make any comment about whose fault the accident was, even if you feel you are fully or partially at fault. Simply make no comment on the cause of the accident.
  • Jot down your recollection of the accident and draw a diagram of the scene as soon as possible.
  • It is an offence not to report an accident where injury or property damage is caused. The Police can help by ensuring the driver produces their insurance documentation and interviewing witnesses.
  • If your uninsured losses (such as x, y and z) are high and/or you have been injured, then get some legal advice. If you don’t know who to use, your local Law Society can give you a list of firms on their approved Law Society Personal Injury Panel. (Or you can simply call Davis Blank Furniss.)
  • Don’t instruct the solicitor who did your house conveyancing without checking that they have substantial personal injury claims experience.
  • Don’t worry about the cost as most solicitors offer Conditional Fee Agreements (which translates as No Win, No Fee arrangements).
  • If you’re going to make a claim, detail your injuries and keep a diary of your symptoms to show how your injuries have affected your daily life.
  • You should also list any financial losses and keep receipts for prescriptions, painkillers, taxis, damage to your bicycle, which you can claim back from the other side.
  • If you need care from members of your family, keep a diary of how much extra trouble they’re having to go to.
  • Finally, provide your solicitor with a regular update on your symptoms and treatment as this helps them monitor your claim.